LemFi (YC S21, Series B) is revolutionizing cross-border financial services for immigrants through its multi-currency platform. We provide instant remittances, foreign exchange services, and multi-currency accounts, all in one seamless experience.
With employees across 15+ countries, our platform supports twelve currencies and integrates directly with local banks and mobile money providers, ensuring fast, low-cost transactions. But we’re not stopping at payments. LemFi is building a comprehensive financial ecosystem empowering immigrants with the financial tools they need to thrive—wherever they go.

Our vision: To build the first full-stack financial services hub for the world’s immigrant population. 🚀

The Role

We are seeking a detail-oriented, vibrant, driven and highly organised Payments and Treasury Analyst to join our growing operations team. In this role, you will play a critical part in managing the day-to-day execution of payments, monitoring cash flows in and out, live balances across partners, reconciling accounts, and ensuring all financial records are accurately maintained.

The ideal candidate will have a strong understanding of payment operations, keen attention to detail, and be comfortable working with spreadsheets and financial data in an extremely fast-paced and ever-changing environment.

What you'll do

• Execute and process outbound payments across multiple corridors in Africa and Asia.
• Monitor and track incoming payment flows, ensuring timely identification and allocation.
• Maintain and update internal spreadsheets to reflect real-time balances and settlements across multiple bank accounts in several currencies.
• Perform daily, weekly, and monthly reconciliations of payment inflows, outflows, and balances across various partners, banks, and payment providers.
• Investigate and resolve discrepancies in reconciliation reports in a timely and accurate manner.
• Communicate and liaise with internal teams (e.g., customer support, accounting, compliance, engineering) to ensure accurate transaction processing and reporting, and simplification (using data) of accounting.
• Assist with liquidity and funding planning by maintaining an up-to-date view of account balances and upcoming obligations.
• Support process improvements and documentation to enhance efficiency and accuracy in payments operations.
• Collaborate with external partners and vendors to resolve payment-related queries and issues.
  

What you'll bring

• 2+ years’ experience in a payments, treasury, operations, or middle office role, ideally in a fintech, bank, or financial institution.
• Strong Excel or Google Sheets skills (e.g., pivot tables, lookups, conditional formatting).
• Solid understanding of financial reconciliations and cash flow tracking.
• High attention to detail and accuracy in data handling and reporting.
• Excellent organizational and time-management skills; able to manage multiple tasks and deadlines.
• Strong communication skills, both written and verbal.
• Comfortable working in a fast-paced, remote-friendly, and high-growth environment.
• Thought leader who identifies process inefficiencies and seeks to simplify and improve them

Nice to have

• Experience working with payment processors or in cross-border remittances.
• Familiarity with African and/or Asian banking systems.
• Exposure to financial operations or treasury functions in a fintech setting.
• Experience with basic automation or working with APIs is a plus.