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Reconciliation Specialist

LemFi

LemFi

Operations
London, UK
Posted on Dec 5, 2025

Location

London 🇬🇧

Employment Type

Full time

Location Type

Hybrid

Department

Finance & Risk

LemFi (Series B) is building the go-to financial app for the Global South.


Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live.


What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth.


With over 2 million users across the globe, we process over $1.5B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity.

The Role

As a Reconciliation Specialist, you will be essential to ensuring the accuracy and integrity of LemFi’s financial data across our global payment and settlement channels. You will own daily and monthly reconciliation processes, identify and resolve discrepancies, partner with cross-functional teams, and help strengthen the financial systems that power our products worldwide.

This is a hybrid operations role with a rotating weekend schedule—one Saturday or Sunday per month.

How You'll Contribute

  • Reconcile daily financial activity across ledgers, bank accounts, credit card transactions, and global payment channels.

  • Prepare accurate reports including daily summaries, month-end close outputs, and audit-ready documentation.

  • Investigate and resolve discrepancies such as failed bookings, double charges, and unsettled transactions.

  • Maintain strong financial controls by managing journal postings, balancing control accounts, and ensuring complete documentation.

  • Provide insights and analysis on transaction trends, partner-channel income/costs, and reconciliation exceptions.

  • Support customer and operational teams by resolving transaction-related queries and coordinating with Product and Engineering.

  • Collaborate with internal and external partners—including banks, payment providers, Finance, and Accounting—to improve processes and meet reporting obligations..

Who You Are

  • Detail-Oriented & Analytical: You excel at spotting patterns, identifying discrepancies, and working with high volumes of transactional data.

  • Process-Driven: You value accuracy, structure, and timely completion of tasks.

  • Calm Under Pressure: You can manage deadlines and competing priorities in a fast-paced environment.

  • Collaborative: You work well with product, engineering, operations, and finance stakeholders.

  • Adaptable: You are comfortable navigating evolving processes and a dynamic global fintech ecosystem.

  • A Clear Communicator: You articulate findings clearly and collaborate effectively across teams and partners.

What You'll Bring

  • 3–5 years of reconciliation experience with relevant regional qualifications (e.g., GCSEs, A Levels, O Levels).

  • Strong understanding of global payment flows, settlement processes, and banking operations.

  • Excellent analytical, communication, and research skills with high attention to detail.

  • Collaborative team player with strong stakeholder management abilities.

  • Proven ability to problem-solve, manage multiple priorities, and meet strict deadlines.

  • Proficiency in Excel, Word, and reconciliation tools (internal or third-party).

The Interview Process

  1. Chat with a Talent Partner (30 mins)

  2. Behaviours & Culture Interview (30 mins)

  3. Case Study (3 days to complete)

  4. Final Interview (45 mins)


Why Join LemFi?

Love shouldn’t be expensive, yet those working hardest for their families often face predatory fees and banking exclusion. We're changing this.

At LemFi, you won’t be just a cog in a machine. Whether designing products, scaling operations, or telling our story, you’ll tackle complex challenges with real, immediate impact. Your work goes beyond metrics - it puts money back in families’ pockets and offers access to the previously excluded. Join us to make a meaningful difference, where high performance is a lifeline for millions.

Our Values: How We Win

  • Sharp Customer Focus 🎯 We cut through the noise and prioritize ruthlessly based on what drives real value.

  • Lead with Data 📊 We trade instinct for insight. We test, analyze, and own the outcomes.

  • Ownership 🤝 We take responsibility for global outcomes, not just local wins.

  • Grit 💪 We navigate ambiguity with resilience and keep pushing until the customer feels the impact.


You can connect with us on LinkedIn and Instagram and if you haven't already, download the app on the App Store or Google Play.

Diversity & Inclusion at LemFi

To build the best financial tools for the global diaspora, we need a team that reflects the world we serve. We welcome builders from all walks of life who embody our values over a perfect resume.

Don’t meet every single requirement in the job ad? Research shows that candidates from underrepresented backgrounds often hesitate to apply if they don't check every box. If you are excited about this role and our mission, we encourage you to apply anyway. You might be just the right person for this, or other roles.